Update on last blog

I've been poking around some more on how to determine how much house a person can afford. Apparently that 30% of your income amount should include your real estate taxes and insurance. When I take those two items yearly total and divide them by 12 and add the two together, they nearly equal my current house payment. The house payment, insurance, and real estate still only equal 25% of our gross income. If your looking to buy a house I wouldn't dare go higher than that.